- how to activate M&S Credit Card Rewards

The Marks & Spencer retail chain is pleased to offer its loyal customers a range of services, including full banking services. M&S Bank cards (credit and debit) give the right to participate in the M&S Credit Card Rewards program. Before using an M&S Bank card it must be activated. This is not difficult. This article describes the registration process at as well as the rules for participating in M&S Credit Card Rewards.


marksandspencer com activate


M&S Credit Card Rewards

Official Loyalty Program pages:

Good news for M&S Bank cardholders! You will earn Sparks points for all transactions made with this card. The amount of rewards accumulates in your special rewards account. You can redeem the points and receive M&S vouchers once a quarter. Vouchers can be spent on purchases at Marks & Spencer branded stores online and in-store. Vouchers are typically mailed in February, May, August and November.

M&S Credit Card Rewards voucher activate


Participation in M&S Club Rewards allows you to receive £240 worth of rewards! These rewards are earned over a year by members who spend more than £10 a month.

How to get an M&S voucher?

To receive a voucher, you need to accumulate at least 200 bonus points on your account.

Points are awarded for purchases made with the card. On redemption the points are calculated 1 point = £0,01

M&S Rewards Calculator


M&S Rewards Calculator

100 баллов = £1
200 points = £2
1,500 points = £15
3,000 points = £30
10,000 points = £100

How to activate the M&S Credit Card in the app

The M&S Credit Card can be easily activated through the M&S Banking App.

M&S Credit Card app


Download and install the M&S Banking App. It is recommended to use the latest version of the app.  Sign up for online banking.

Once this is done, you can activate the card:

- Select the “M&S Credit Card” account.
- Select “Manage cards”.
- Select “Activate Card” and follow the simple instructions.

activate the M&S Credit Card in the app


Application download links

Activate the M&S Credit Card with online banking

You must register for online banking before you can activate your M&S Credit Card through online banking.

To activate the M&S Credit Card, log in to

M&S Credit Card Rewards


Step 1: On your “My Accounts” page in Internet Banking, select M&S Credit Card

Step 2: Click on “Activate my Credit Card” in the menu on the left hand side

Step 3: Enter your M&S Credit Card details and click “Submit”

marks and spencer activate


You will then see confirmation that your card has been activated.

How to activate the M&S Chargecard or Budgetcard at the checkout

Activating the M&S Bank card is very simple.

1. Get an M&S Bank card - M&S Chargecard or Budgetcard

2. Activate your M&S Bank card at the M&S store when you make your first purchase. To do this, tell the employee at the checkout of your wish to activate the card.  

Problem when activating

If something went wrong during the activation process, do not despair. Try to solve the problem yourself by checking all the data and refreshing the registration page. If you still can't register, contact support.

M&S Support

We wrote about the Marks & Spencer Loyalty program earlier.

Registration page:

Full term and condition M&S Bank card